Personal Umbrella Insurance Excellence

The Standalone Umbrella Policy Account Executives Can Quote with Confidence.

Get Started with Monoline

Features

Get to Know the Monoline Policy.

Personal Umbrella Limit Offering

$1M to $5M Excess Liability

Sits on top of any underlying insurance policies of carriers with B+ or better rating
Accept one major violation per driver (21+ years of age), plus no MVR
$1M Uninsured/Underinsured Motorists Liability available
Accept both short-term and long-term rentals
Coverage over motorcycles, boats, jetskis, RVs, and golf cart policies
Competitive premiums – maximum protection at accessible rates
Trusts, estates, and LLCs can be listed as named insureds
Approach target risk individuals (celebrities, pro athletes, etc.) with common sense underwriting decisions

Underwriting Decisions in Minutes!

Enjoy the convenience of Monoline's same-day underwriting service for fast and reliable umbrella policy placement.

Next Free Live Training Webinar:

Meet Monoline with Jan – Wed, April 16

11:00 am

–

11:30 am

Join via Zoom

Earn Profitable Commissions

Simple Commission Rates

15% new

10% renewals

Agencies rolling an existing book of business will gain efficiency and enjoy a more rewarding commissions, scaling with the size of the transfer.

Learn about book roll with SimpleSwitch

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Approved Nationwide

Filed and Approved in

43 States

Currently Available in:
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming

Not Available in:
Alaska, New York, New Jersey, Minnesota, Oregon, Maine and Florida.

We avoid certain exposures to ensure stability. Here’s what we won’t write:

Farming Exposures

Business Exposures

Youthful Drivers

with Major Violation

Monoline policies are 100% reinsured by Convex.

AM Best A Rated (044173)

Proven. Trustworthy.

In addition, Concert, which also has an “A-” (Excellent) rating from A.M. Best, is being used by Monoline as the fronting carrier to provide admitted paper in the United States.

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Claims Handled Right, Every Time.

Reserv ensures smooth claim resolutions

We’ve partnered with Reserv to ensure every claim is handled with expertise and efficiency. Their dedicated professionals manage the entire claims process for Monoline policies, providing responsive service, fair resolutions, and a seamless experience for both agents and policyholders.